Damage Photo Checklist for a Property Claim: What to Capture Before Cleanup

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Damage Photo Checklist For Insurance Claim

The “4-Corner” Rule: Stand in each corner of the room to capture the layout first. Adjusters need to see the “Before” context before they zoom in on the damage. Source vs. Result: Photograph the cause (the burst pipe) separately from the effect (the wet floor). These are two different proof points. Don’t Move Debris Yet: … Read more

Documents Needed for a Homeowners Insurance Claim: A Practical Checklist

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Documents Needed For Homeowners Insurance Claim

Quality beats volume: Uploading 50 loose photos often slows down the process. We focus on a clean “evidence pack” strategy. The Core Three: Every claim requires proof of ownership, proof of the event date, and a preliminary scope of damages. Format matters: Adjusters need PDF files for documents and clear JPEG files for photos. Never … Read more