Overhead and Profit: When It Shows Up and Why It Sometimes Does Not

Overhead And Profit Insurance Estimate

The “Hidden” 20%: Overhead and Profit (O&P) is a surcharge paid when a General Contractor is needed to coordinate the job, typically adding ~20% to the total. The Trigger: It is not automatic. It is usually triggered by the complexity of the repair, not just the cost. The “Three Trade” Myth: Many adjusters use a … Read more