detach and reset D&R

Insurance Estimate Missing Items? The Master Checklist to Find Them

by
Insurance Estimate Missing Items

A low insurance payout is rarely an argument over the price of wood or drywall. It is often a debate about “missing scope”: the specific, necessary background tasks that were left off the paperwork. Estimating software is built on macros and templates that frequently overlook details like detaching appliances, floor protection, and debris removal. Instead … Read more

How to Read an Insurance Estimate: Decoding Line Items and Totals

by
How To Read An Insurance Estimate

It’s Not a Receipt: An insurance estimate is a proposal of scope, not a final invoice. It lists what the adjuster thinks needs to be done, not necessarily what your contractor will charge. The “Big Three” Numbers: Focus on RCV (Replacement Cost), Depreciation (Age deduction), and ACV (The first check amount). Knowing the difference prevents … Read more