Faded, ripped, or partial receipts can still be used as valid proof if you contextualize them correctly before submitting. It is best to avoid writing over the faded ink of an original receipt. Write your notes on a separate piece of paper and scan them together instead. A credit card statement alone is not a … Read more
When you lose your belongings in a disaster, proving that you actually owned them is often one of the most stressful parts of the recovery process. I frequently see adjusters categorize proof into three levels. Strong evidence includes itemized receipts or appraisals. Medium evidence includes personal photos showing the item in your home. Weak evidence … Read more
The Receipt Myth: You typically do not need a pristine paper receipt for every item to get paid. We use an “Evidence Tier” system to find alternative proofs that adjusters often accept. The “Item Map” Strategy: One of the fastest ways to get paid is to number your items and match your proof files (e.g., … Read more
Quality beats volume: Uploading 50 loose photos often slows down the process. We focus on a clean “evidence pack” strategy. The Core Three: Every claim requires proof of ownership, proof of the event date, and a preliminary scope of damages. Format matters: Adjusters need PDF files for documents and clear JPEG files for photos. Never … Read more