contents claim

Personal Property Evidence: Proving Contents vs. Structure Damage

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Personal Property Evidence For Insurance Claim

The Core Distinction: If you could theoretically turn your house upside down and shake it, whatever falls out is your personal property (contents). Whatever stays attached is your structure (dwelling). Evidence is More Than Receipts: Personal property evidence for an insurance claim includes photos, owner’s manuals, credit card statements, warranty registrations, and even background items … Read more

Home Inventory for a Claim: What to List and How Detailed It Needs to Be

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Home Inventory For Insurance Claim

The “Specifics” Rule: “Toaster” gets you $20. “Breville Die-Cast 2-Slice Smart Toaster” gets you $180. Specificity is the difference between a partial payment and a full replacement. Digital Forensics: You don’t need memory alone. Use your Amazon order history, old credit card statements, and even photos in the background of your phone to reconstruct your … Read more